Real appraisal-clause win · 2026
👇 Tap the three moves that got there.
+$8,212 back in their pocket
— about a third more.
Every figure here is from the actual valuation report we submitted. Don't take our word for it:
Insurer's CCC report applied a projected odometer of 41,392 miles (vehicle inoperable, "standard estimate"). Two Galpin Ford service invoices document the true mileage:
• Oct 2, 2025 — 24,136 mi
• Jan 23, 2026 — 25,418 mi
| Dealer / City | Miles | Adj. value |
|---|---|---|
| Huntington Beach Ford | 10,805 | $35,592 |
| CarMax SoCal | 13,852 | $34,891 |
| BMW of Monrovia | 14,546 | $32,959 |
| Huntington Beach Ford | 14,714 | $32,966 |
| AutoNation Ford Tustin | 16,160 | $32,702 |
| AutoNation Tustin · CPO | 16,157 | $32,447 |
| Mean — mileage-adjusted | $33,593 |
GT trims (AWD, 480 hp) and all AWD comps excluded as not "like kind and quality." Each comp adjusted to 25,418 mi on CCC's own rate.
Authorities cited: 10 CCR §2695.8(b)(1) (like kind & quality · local market); Cal. Bus. & Prof. Code §9884.9 (dealer odometer records). Insured name, VIN & claim number redacted for privacy.
Real appraisal-clause result — Liberty Mutual / Safeco, 2023 Ford Mustang Mach-E, 2026.
Figures from the actual report; names, VIN & claim # redacted. Every claim is different; results vary.